Democratizing Lending Using the Ethereum Network

ETHLend offers a fully decentralized peer to peer lending Smart Contract which runs on the Ethereum blockchain and uses digital tokens as collateral.

Smart Contract Loaning

Borrow Ether by placing Digital Tokens on the Smart Contract as collateral. Use any ERC20 Token.


Wouldn't it be great to live in a world where everyone has the same access to finance, or even the access to finance in the first place?
— Stani Kulechov, Founder of ETHLend


No one can stop your lending or borrowing, not even ETHLend. All lending is possible via the Ethereum Smart Contract. No assets are held by ETHLend.


Every transaction is visible. All transactions are open for block-explorers. You can follow on what is happening with your loan Smart Contract.

Address 2 Address

You do not need a bank to lend or borrow. With the Ethereum network, loans are sent within seconds or minutes. No middle-men, just the borrower and lender.


We believe that interest rates should not vary based on where you live. We believe that everyone should have access to low interest rates.

Access 2 Finance

We provide the ability to borrow even in locations where there are no banks in sight. People lend Ether to people. You do not need a bank account to get a loan.

True Market

Interest rates should not be decided by politics, economic policies or banks. Interest rates should be decided by the people.

DAPP Screenshots

ETHLend is working on the Ethereum blockchain network. Take a look some of ETHLend's functions.